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The Total Money Makeover

The Total Money Makeover PDF Free Download

The Total Money Makeover: A Proven Plan for Financial Fitness PDF is a self-help book by American author and financial advisor Dave Ramsey, released on December 16, 2003. The book advocates debt reduction and saving money as primary means of achieving financial security, in contrast to accumulating debt. It spent seven consecutive weeks on the New York Times Best Seller list for paperback nonfiction and as of January 2014, had sold more than 4 million copies.

Ramsey’s plan advocates “gazelle intensity” — devoting all extra income to debt reduction until debts are paid off, then maintaining payments to oneself equal to the former total monthly debt payment. The book has been criticized by some for its apparent oversimplification of a complex topic, and its lack of consideration for different financial circumstances.

The book was published by Ramsey Press, a subsidiary of Lampo Group, Inc. It is available in English and Spanish language editions, as well as an abridged audiobook.

The Total Money Makeover Summary

The book starts off with the story of Dave Ramsey and how he went from being a wealthy man to losing it all and then having to start over again. He then talks about how he created a plan that helped him get out of debt and become financially stable again.

Next, Ramsey gives some advice on how to create a budget and stick to it. He also talks about the importance of saving money and investing in the future. He gives some tips on how to save money, such as setting up a budget and sticking to it and also talks about the different types of investment vehicles that are available.

Ramsey then goes into detail about how to get out of debt. He talks about the different types of debt, such as credit card debt, student loans, and mortgage debt. He also talks about the different methods of debt repayment, such as the snowball method and the avalanche method. Ramsey gives some tips on how to stay out of debt, such as avoiding unnecessary purchases and living below your means.

Details of The Total Money Makeover Book

BookThe Total Money Makeover
AuthorDave Ramsey
Original languageEnglish
Originally published2003
CategoryPersonal finance, Debt
PublisherThomas Nelson
Total Pages237
FormatPDF, ePub

Multiple Languages Editions of The Total Money Makeover Book

The Total Money Makeover book has been translated into multiple languages to reach a wider global audience. The book has been translated into Spanish, French, Portuguese, Italian, Dutch, German, Polish, Lithuanian, Slovak, Hungarian, Chinese, Japanese, Korean, Russian and Thai.

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About the Author

Dave Ramsey is an American financial author, radio host, television personality, and motivational speaker. Ramsey is a devout Christian, and his show and writings espouse a conservative, evangelical perspective regarding personal finance.

The Total Money Makeover

Ramsey has written five best-selling books: Financial Peace, More Than Enough, The Total Money Makeover, EntreLeadership, and Smart Money Smart Kids which he co-wrote with his daughter, Rachel Cruze. The Dave Ramsey Show is heard on more than 500 radio stations throughout the United States and Canada.

Ramsey was born in Antioch, Tennessee, and raised in a working-class family. His father was a foreman at a glass factory and his mother worked as a secretary. Ramsey has two brothers and sisters. He is a graduate of Antioch High School.

Ramsey married his high school sweetheart, Sharon, in 1988. The couple has three children and lives in Brentwood, Tennessee. Ramsey’s interest in personal finance began when he was just out of college and trying to get control of his own finances. He began reading books on the subject and attending financial seminars.

The Total Money Makeover PDF Free Download

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FAQs(Frequently Asked Questions)

What is the book The Total Money Makeover about?

The Total Money Makeover is a book about getting your finances in order. Dave Ramsey, the author, lays out a plan for getting out of debt and building wealth. He advocates for simple living, setting aside money for emergencies, and investing for the future.

Is The Total Money Makeover self-help?

The Total Money Makeover is not strictly a self-help book, but it does contain advice and information that can help you improve your financial situation.

What are the main themes of The Total Money Makeover book?

The main themes of The Total Money Makeover book are debt, budgeting, and investing. Ramsey offers readers a step-by-step plan for getting out of debt and building wealth. He advocates for simple living, setting aside money for emergencies, and investing for the future.

is The Total Money Makeover worth reading?

The Total Money Makeover is a helpful book for people who are looking to improve their financial situation.

How long does it take to read The Total Money Makeover?

The Total Money Makeover can be read in about four hours.

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